Texas' Consumer Bill of Rights for Insurance Policy Holders
Most property insurance policies are bought out of necessity and policy owners hope they never to have to make a claim.
But storms, vandals, or burglars are a fact of life and when they strike the results can be damages that necessitate making a claim.
Most policyholders have very little experience or knowledge about the claims process and their rights as a policyholder. An insurance policy lays out contractual procedures of the claim process while the Bill of Rights is a summary of the consumer's rights.
What does the Texas Consumer Bill of Rights have to do with your homeowner's insurance policy? EVERYTHING! People do not realize that a policy is more than that, it is legal contract between you as a consumer and the insurance company. This is how the Bill of Rights comes in. The Texas Department of Insurance created a Consumer Bill of Rights for homeowners' in the State of Texas.