When shopping around for insurance, many companies allow you to pick and choose your coverage limits, deductible, and optional coverage. Policyholders can select several parameters and see how these coverage options affect the cost of the policy. But some of these home insurance decisions should be evaluated by a professional.
When it comes to insurance that protects your biggest investment, it’s a good idea to rely on independent professional advice instead of doing it yourself. That doesn’t mean there’s no need for your own research, but there are steps in the process that really need a second look. Here are five home insurance decisions you shouldn’t make without careful research or input from a professional.