Thousands of Texas homes and properties were recently affected by a powerful string of tornadoes. While this was a particularly damaging event, the hard truth is that tornadoes are quite common in Texas. In fact, Texas is one of the most tornado-prone states in the country.
While this information is obviously alarming for home and property owners, it can also seriously impact business functions for Texas roofers. Here’s what you need to know about the role roofers play in disaster recovery, and how they can ensure their jobs and profits are protected from unscrupulous insurers who deny homeowner claims.
The Ideal World: How Roofers Get Paid For Tornado Damage Repair
In an ideal world, the insurance claim filing process would be fast, easy, and fair. Here’s an example of what it would take to get a roofer paid for their work spent on roof repairs or replacement following a storm.
Shortly after the home or property owner files their insurance claim, the insurance company finalizes the total amount of damages. Then they send a check for that amount to the property owner, which when combined with their deductible covers the repairs needed to return the roof to its original condition.
The insurance company’s involvement in the process is now finished. The homeowner then pays the roofer for their work with their deductible and insurance proceeds.
The Unfortunate Reality: Denied or Underpaid Property Insurance Claims
Here’s the kicker: many insurance companies have a reputation for denying or underpaying property insurance claims. Even if homeowners or property owners do everything they can, including paying premiums on time and mitigating ancillary damage, insurers find ways to prolong the process and underpay. This is, of course, very frustrating for property owners — but it’s equally as frustrating to roofers who know when a roof needs to be replaced and who deserve to be fairly compensated for their work.
How Texas Tornado Damage Lawyers Fight Insurers & Help Roofers Get Paid
If you have a customer who has not been properly paid by their insurance company after filing a tornado claim, an experienced insurance claim dispute attorney can help. They know the most common ways insurance companies fail to fulfill their obligations and know how to hold them accountable. This can result in fair payouts for the property owner, plus steady work and income for you.
Two other ways an experienced insurance dispute attorney protect roofers and ensure you get what you’re owed include:
- Settlement checks are almost always sent payable to or directly to the attorney’s firm — not the property owner.
- Settlement payments are almost always paid in a lump sum, eliminating depreciation and other holdbacks.
Better yet. Most attorneys charge on a contingency basis. This means no out-of-pocket costs for their services. They only get paid once a disputed claim is resolved, and only charge for net new money.
Tired of Insurance Companies Cutting Into Your Profits? We Can Help.
Wondering how much more money you could make if your denied or underpaid insurance claims are paid? Find out with our “How Much Should You Be Making?” calculator.
Are you ready to start collecting this money? Click the schedule button below or call The Lane Law Firm today. Our attorneys work with roofing contractors to ensure that property owners receive the money they need and that contractors receive the payment they deserve for each project.
