Thousands of Texas homes and properties were recently affected by a powerful string of tornadoes. While this was a particularly damaging event, the hard truth is that tornadoes are quite common in Texas. In fact, Texas is one of the most tornado-prone states in the country.
This alarming fact is not only a concern for homeowners and property owners, but it also poses serious challenges for roofing businesses across Texas. For Texas roofers, it's important to understand their role in post-disaster recovery and how to protect their work and profits from insurance companies who deny homeowner claims. Texas tornado lawyers can be essential in helping both contractors and homeowners navigate insurance disputes and secure the compensation they deserve.
In an ideal world, the insurance claim filing process would be fast, easy, and fair. Here’s an example of what it would take to get a roofer paid for their work spent on roof repairs or replacement following a storm.
Shortly after the home or property owner files their insurance claim, the insurance company finalizes the total amount of damages. Then they send a check for that amount to the property owner, which when combined with their deductible covers the repairs needed to return the roof to its original condition.
The insurance company’s involvement in the process is now finished. The homeowner then pays the roofer for their work with their deductible and insurance proceeds.
Here’s the kicker: many insurance companies have a reputation for denying or underpaying property insurance claims. Even if homeowners or property owners do everything they can, including paying premiums on time and mitigating ancillary damage, insurers find ways to prolong the process and underpay. This is, of course, very frustrating for property owners — but it’s equally as frustrating to roofers who know when a roof needs to be replaced and who deserve to be fairly compensated for their work.
If you have a customer who has not been properly paid by their insurance company after filing a tornado claim, an experienced insurance claim dispute attorney can help. They know the most common ways insurance companies fail to fulfill their obligations and know how to hold them accountable. This can result in fair payouts for the property owner, plus steady work and income for you. Two other ways an experienced insurance dispute attorney protect roofers and ensure you get what you’re owed include:
Most attorneys resolved and only charge for net new money. This means no out-of-pocket costs for their services. They only get paid once a disputed claim is resolved and only charge for net new money.
Maximize your earnings from denied or underpaid insurance claims with help from our experienced Texas tornado lawyers. At The Lane Law Firm, we work closely with roofing contractors to ensure property owners receive the compensation they deserve and that contractors get paid fully and fairly for their work. Use our “How Much Should You Be Making?” calculator to see the difference proper payment can make. Contact us today to get started.